You are disabled when Unum determines that: -  you are limited from performing th

Rehabilitation and Return to Work Program — To encourage individuals to return to

The benefit percentage is the percent used to determine the disability benefits p

A period of consecutive days of disability for which no benefit is payable. The e

An important consideration for employers when selecting the maximum period of pay

The length of time benefits are paid while you are disabled. The maximum benefit

For the first 24 or 36 months (as specified by your plan) of a disability, you ar

Your condition is defined by symptoms that you report to your physician, but are

Self Social Security Offset: Your gross disability payment will be reduced by the

To file a claim for short-term or long-term disability, you must print and comple

Call Unum Customer Care unit at 1-800-858-6843.