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  • Can I use a Health Reimbursement Arrangement (HRA) with Secure Health 3000?

    The plan was not designed to be used in conjunction with an HRA. This plan was de

  • Does Secure Health 3000 meet minimum essential coverage (MEC)?

    Yes. Secure Health 3000 meets MEC, just like all other GuideStone plans do.

  • What is minimum essential coverage (MEC)?

    MEC is any insurance coverage that meets the Affordable Care Act (ACA) requiremen

  • Who is eligible for Secure Health 3000?

    Individuals who meet GuideStone Personal Plans requirements. Group Plans employer

  • Does Secure Health 3000 meet requirements of minimum value?

    No. Secure Health 3000 does not meet the requirements of minimum value per the Af

  • What is minimum value?

    Employers that have an average of 50 or more full-time equivalent employees withi

  • What is a prescription discount card?

    Prescription discount card programs provide an alternate method for individuals t

  • Where can I get a prescription discount card?

    Prescription discount cards are available through a variety of avenues, but are a

  • Can I use prescription discount cards on other GuideStone plans?

    Yes. However, any costs associated with the discount card will not contribute tow

  • Does Secure Health 3000 help with any mental health needs?

    The Secure Health 3000 plan does not have any mental health benefits; however, th

  • I thought mental health had to be covered just like all other medical conditions. How can GuideStone NOT cover mental health?

    You may be thinking of the Mental Health Parity and Addiction Equity Act of 2008.

  • If prescriptions aren’t covered under Secure Health 3000, why am I receiving a card from Express Scripts?

    A prescription benefit card will be issued for the Secure Health 3000 plan becaus

  • What is the process to obtain prior authorization on a non-emergency service?

    It is the member’s responsibility to obtain the prior authorization. The member o

  • What are some examples of non-emergency services requiring prior authorization?

    CT/CTA, MRI/MRA, PET scan, MPI/nuclear cardiology, CCTA, stress echo, outpatient

  • Can I use a Flexible Spending Account (FSA) with Secure Health 3000?

    Yes. FSAs are permissible with this plan, but only when funded with employee cont

  • Can I use a Health Savings Account (HSA) with Secure Health 3000 ?

    No. Secure Health 3000 is not an HSA-qualified High Deductible Health Plan.

  • What procedures don’t require prior authorization?

    Hospital inpatient, observation, emergency room, urgent care and surgery center.

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