Can I use a Health Reimbursement Arrangement (HRA) with Secure Health 3000?

The plan was not designed to be used in conjunction with an HRA. This plan was designed with the healthy individual in mind, who will have fewer claims, and the rates reflect this assumption. An HRA adds additional benefits that may cause increased utilization, which could lead to an increase in rates over time. To help keep rates as low as possible, an HRA is not recommended to be used in conjunction with Secure Health 3000. If a group chooses to utilize an HRA, a 3% load will be added to the rates.

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