When you die, if you have not designated a beneficiary or if no named beneficiary survives you, the plan(s) provides who your beneficiary will be:

If you are married, your spouse is automatically the sole primary beneficiary of your retirement income under most plans. If you change your marital status, please notify GuideStone. If you marry after making a beneficiary designation, your marriage may automatically invalidate the prior beneficiary designation under the plan, and your spouse may automatically be your primary beneficiary. This rule applies until you execute a new beneficiary designation. For most plans, your spouse must consent if you name someone else as a primary beneficiary.

If you are not married, the beneficiary will automatically be made payable to an estate in your name.