Is my retirement income taxable?

Generally, benefits provided by the employer, earnings on tax-paid contributions and contributions made through a Retirement Contribution Agreement, plus all earnings, are taxable. 

Retirement income provided by tax-paid contributions, Roth elective deferral contributions and Roth elective deferral earnings (if a qualified distribution) are not taxable.

Ministers for Tax Purposes may have additional tax savings through GuideStone by claiming all or part of their retirement income as a minister’s housing allowance. This option may not be available from other retirement plan providers.

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