What additional benefits are included in my term life plan at no additional cost?
Premium waiver benefit — If you become totally disabled before age 60, you may apply a waiver of premium payments. That means you may be able to continue your coverage at no cost to you.
Accelerated death benefit — If you become terminally ill and are not expected to live more than 12 months, you can receive up to 50% of your life insurance amount, up to $250,000.
Life Planning Financial & Legal Resources — This service provides one-on-one financial counseling to you or your beneficiary in the event you're diagnosed with a terminal illness or die.
Add children without underwriting — No underwriting is required to add a dependent child within 60 days of the child's birth, adoption or placement for adoption.
assist america® — A 24-hour network of emergency medical and legal resources that offers worldwide emergency assistance to active employees and their families who are traveling more than 100 miles from home.
Portability or conversion of coverage — You and your dependents may continue coverage if your employment is terminated or you otherwise lose eligibility.