How do the GuideStone plans coordinate with Medicare?
- GuideStone’s Medicare-coordinating plans coordinate only with Original Medicare (Parts A and B), not with private Medicare Advantage or other Medicare-coordinating plans.
- GuideStone’s Medicare-coordinating plans coordinate with Medicare and are designed to cover some of the expenses that Medicare allows but does not pay in full.
- Benefits are paid based on Medicare-approved amounts. Services or supplies not covered by Medicare and charges above the Medicare approved amount are not covered under the plans and are the responsibility of the participant.
- All medical expenses covered under Medicare, but not paid in full, can be considered under GuideStone’s plans up to the maximum allowed under the plans.