Employees who become eligible for coverage cannot be forced to wait more than 90 days for their coverage to begin. If the 91st day falls on a holiday or weekend, the employee's coverage must be in effect before that 91st day. Certain individuals who are excluded from this 90-day waiting period limitation include, but are not limited to, individuals on a non-medical plan, variable-hour employees and missionaries who are raising funds for their income.

For additional Health Care Reform information please visit GuideStone.org/HealthReform.