What are the waiting periods for my dental insurance?

Based on your effective date of coverage, you may be required to satisfy a waiting period before certain non-preventive services are eligible for benefits. Contact Cigna before you receive treatment to determine if a waiting period applies to your service.

Premier Dental Care Plans and Choice Dental Care Plans

  • Six months — Endodontic services, denture adjustments and, for children under 16 years of age, stainless steel or plastic crowns
  • 12 months — Complex oral surgery, periodontics services or orthodontic services
  • 24 months — Crowns, inlays, onlays, labial veneers and partial or full dentures

View the Premier Dental Plan Schedule here and the Premier Dental Plan Booklet here.

View the Choice Dental Plan Schedule here and the Choice Dental Plan Booklet here.

Beginning for the 2022 plan year all waiting periods have been eliminated for all dental plans.

Cigna Dental Care DHMO Plan

The Cigna Dental Care DHMO Plan does not have waiting periods for covered services. Most services have a predetermined fee associated with the treatment. View the comprehensive Patient Charge Schedule for the Cigna Dental DHMO Plan here.

For additional resources, view the Personal Plans Dental page here and the Group Plans Dental page here.

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