What is the deadline to open and contribute to an IRA?

The deadline to make a prior year contribution to a Roth or Traditional IRA is April 15th of the following year. IRAs must be established by the tax filing deadline (without extensions) for the tax year in which your qualifying contribution(s) will apply. 

All mailed-in IRA applications and contributions must have been postmarked by April 15th to be accepted for the prior tax year.

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