Will the dividends and capital gains from my IRA or retirement account be sent to me?

All dividends and capital gains paid through your Individual Retirement Account (IRA) or GuideStone retirement account are automatically reinvested and may not be paid out in cash. Dividends and capital gains distributions within a retirement account are not considered as income and are not taxable until withdrawn.

If you have a GuideStone Investment Account, which is not a retirement account, you may elect to have your dividends and capital gains sent to you as cash instead of being reinvested.  As a reminder, dividends and "short term" capital gains are taxed at ordinary income rates, while "long term" capital gains are taxed at current capital gains rates in the year they pay out. GuideStone will send a 1099-DIV to file with your taxes. To elect to have your dividends and capital gains sent to you instead of being reinvested into your funds, please contact us at GuideStone Funds.

If you'd like to open a GuideStone Investment Account, please click here.





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