GuideStone retirement plans are treated for tax purposes as tax-sheltered annuities and offer features and benefits unavailable with other investments. Contributions to a retirement account at GuideStone can be tax-deferred or tax-paid.

• While you may be able to deduct contributions to an IRA, limits on those contributions are usually much lower than limits on retirement plan contributions.
• Earnings on your retirement account at GuideStone are tax-deferred; with most other investments, you must pay taxes each year on the earnings.

You may also be eligible to receive a participant loan from a retirement plan, with the interest you pay going back into your account.