How will claims be paid by Medicare and GuideStone?

I am:	Circumstance	Pays first	Pays second
Working, age 65 or older and: covered by GuideStone or another employer Group Health Plan, or	Actively working	GuideStone or other Group Health Plan	Medicare
covered by working spouse's Group Health Plan	Actively working	GuideStone or other Group Health Plan	Medicare
Retired, under age 65 and: covered by GuideStone or another employer-sponsored health plan, or	Not eligible for Medicare (under age 65)	GuideStone or other employer-sponsored health plan or spouse's plan	No Medicare coverage
covered by working spouse's Group Health Plan	Not eligible for Medicare (under age 65)	GuideStone or other employer-sponsored health plan or spouse's plan	No Medicare coverage
Retired, age 65 or older and: covered by GuideStone or another employer-sponsored retiree health plan, or	Entitled to Medicare	Medicare	GuideStone or other employer-sponsored retiree health plan or spouse's plan
covered by working spouse's Group Health Plan	Entitled to Medicare	GuideStone or other group health plan	Medicare
Disabled and: covered by GuideStone or another Group Health Plan, or	Not employed	Medicare	GuideStone or other Group Health Plan
covered by working family member	Actively working	GuideStone or other Group Health Plan	Medicare
Diagnosed with End Stage Renal Disease and covered by GuideStone or another Group Health Plan	First 30 months of Medicare entitlement or eligibility	GuideStone or other Group Health Plan	Medicare
After 30 months*	Medicare	GuideStone or other Group Health Plan

*If under age 65, participant will remain on PPO plan. Highmark will coordinate benefits with Medicare.

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