Yes, it can save you money in two ways:

• In network providers have agreed to substantial discounts over non-contracted pricing.
• You have a higher level of benefits when you use in-network providers. To find in-network providers, access the provider search tool on Highmark's website.

Members should verify network participation directly with the provider before proceeding with services.

Note: Secure Health 3000 only offers in-of-network benefits.